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This lesson provided by:
Author: Sara Wheeler
System:Calhoun County
School:Alexandria High School
Lesson Plan ID: 26296

Introduction to Banking


This activity will introduce students to the topic of banking.  It is a hands-on lesson in which the students will be writing checks and deposit slips and keeping up with a check register.  It is a technology-based lesson that uses interactive websites as well as a presentation to enhance the lesson. 

This lesson plan was created as a result of the Girls Engaged in Math and Science University, GEMS-U Project.

Content Standard(s):
MA2015(7) 6. Solve real-world and mathematical problems involving the four operations with rational numbers. (Computations with rational numbers extend the rules for manipulating fractions to complex fractions.) [7-NS3]
Local/National Standards:


Math Connections

  • Recognize and use connections among mathematical ideas
  • Understand how mathematical ideas interconnect and build on one another to produce a coherent whole
  • Recognize and apply mathematics in contexts outside of mathematics
Primary Learning Objective(s):

The student will be able to understand the basics of credit, accounts, and various banking terms.  The student will be able to correctly fill out a check, a deposit slip, and balance a checkbook.  The student will be able to analyze a budget and understand the cost of living.

Additional Learning Objective(s):  
Approximate Duration of the Lesson: Greater than 120 Minutes
Materials and Equipment:

Pencil, copies of the following files for each student that are attached:

blank checks, blank deposit slips, blank check registers, expense trackers (you may want to edit the expense tracker to your own personal ideas for monthly expenses)

Technology Resources Needed:

Computer with Internet access connected to a television or LCD projector


I intended spending three days on this topic after standardized testing was completed.  It ended up taking one week.  This lesson can be modified very easily to take one day or five by leaving out or expanding on the various topics.


Day 1 (Lecture)

Introduce the lesson by discussing the attached PowerPoint presentation entitled Take Charge Of Your Financial Future.  Ask students if they have their own bank account and what they know about credit.  Is credit good or bad?


Day 2 (Discussion)

There are wonderful links on  You can customize this, but the following is what I went through with my students. 

1.  On, click on the Earning tab, then Starting Salaries.  Allow students to look through the different professions and the associated salaries, as well as what degree is required.

2.  Go to for a sample paycheck and deductions.  The students will see that what they are making IS NOT what they bring home.

3.  Click to see a list of college costs to give them an idea of how much it will cost to attend college.

4.  Click for them to see what college is expected to cost by the time they enroll.


Day 3 (More On Money and Accounts)

1.  Go to  This is a loan calculator.  I asked the students to tell me how much they want to pay for a house.  This site shows the monthly payment, the interest paid, and you can change the interest rate (high score, good rate and low score, bad rate).  They are amazed by these numbers.  Click on the different tabs to see graphical representations of where their money goes.

2.  Click to talk about savings tips.

3.  Click to talk about spending tips.

4.  Click and use the Tracking Your Checking Account tab to show them a check register and discuss how it is used.  Click on the Writing A Check tab to show them the correct way to fill out a check.  They will be doing this on their own later.  Click on the Living On A Budget tab to talk about budgeting money.  Spend some time at the end of class and let different students give answers to the Determing Your Budget interactive site.


Day 4 (Bank Account)

1.  Click on and pick a couple of the selections to go through as a class.  I chose When Will You Be A Millionaire and Take The Spending Challenge. 

2.  Pass out blank checks, blank deposit slips, blank check registers, and expense tracker calendars to each student.  They should begin balancing their checkbook by going through each day of the expense tracker.  They can record entries as automatic payments, debit purchases, or checks.  I instructed mine to fill out at least the four checks to turn in.  They could record more, but they only had to fill out the four I gave them.  Same with deposit slips.


Day 5 (Optional, finishing the month's expenses)

My students did not finish the previous task, so we used the next day to complete their monthly expenses.  You can assign it as homework if desired.  Each student should have the same ending balance, which is $319.82.

Attachments:**Some files will display in a new window. Others will prompt you to download.
Assessment Strategies:

Monitor student work throughout each lesson.  Take up the expense tracker, filled out checks, and filled out deposit slips to check for student accuracy.


Have students go back to to explore more of the interactive tools about banking.

Each area below is a direct link to general teaching strategies/classroom accommodations for students with identified learning and/or behavior problems such as: reading or math performance below grade level; test or classroom assignments/quizzes at a failing level; failure to complete assignments independently; difficulty with short-term memory, abstract concepts, staying on task, or following directions; poor peer interaction or temper tantrums, and other learning or behavior problems.

Presentation of Material Environment
Time Demands Materials
Attention Using Groups and Peers
Assisting the Reluctant Starter Dealing with Inappropriate Behavior

Be sure to check the student's IEP for specific accommodations.
Variations Submitted by ALEX Users:
Alabama Virtual Library
Alabama Virtual Library

Hosted by Alabama Supercomputer Authority
The University of Alabama at Birmingham
The University of Alabama at Birmingham
The Malone Family Foundation
The Malone Family Foundation
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