| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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1.) Determine types of advocate services available to individuals and families.
Examples: children, advisory councils, disability, senior adult, parental, spousal, family, consumer
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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2.) Evaluate contributions of policy makers that affect manufacturers' guidelines on advocacy.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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3.) Assess strategies that enable consumers to become advocates.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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4.) Analyze effects of protection laws for consumers in the marketplace.
Examples: Consumer Product Safety Commission (CPSC), National Safety Council (NSC)
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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5.) Critique educational and promotional materials used by consumer advocates.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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6.) Determine strategies to reduce the risk of consumer fraud in the marketplace.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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7.) Analyze investment strategies used by a personal financial planner.
Creating a retirement and an estate plan
Explaining benefits and risks of the stock market
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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8.) Evaluate types of insurance available to individuals and families.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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9.) Explain how to maintain a good credit rating.
Identifying information needed for a credit report
Classifying the three main credit reporting agencies
Interpreting a credit score
Analyzing consequences of bad credit
Identifying ways to avoid identity theft
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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10.) Determine types of deceptive and fraudulent practices associated with financial transactions, including pyramid schemers, medical fraud, deceptive infomercials, and Internet and telemarketing fraud.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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11.) Determine financial resources to meet needs and wants of individuals and families in the various stages of the life span.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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12.) Describe the use of technology in managing resources, purchasing products, and obtaining consumer information on goods and services.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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13.) Compare features of products to determine product effectiveness.
Examples: household products, vehicles, technological products, food
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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14.) Compare sales techniques used in marketing products.
Testing products to determine product effectiveness
Examples: stain removal products, paper products
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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15.) Apply statistical analysis to interpret, summarize, and analyze consumer data.
Examples: Statistical Analysis Software (SAS), Statistical Package for the Social Sciences (SPSS), Analysis of Variance (ANOVA), t-test
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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16.) Determine transactions and procedures used by real estate agents or brokers to provide services to consumers.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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17.) Determine procedures used to assess property value.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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18.) Describe costs a homeowner incurs when purchasing or selling a home.
Examples: closing cost, property survey, insurance, escrow accounts, homeowner insurance, maintenance fees, property taxes, homeowner association fees
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
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19.) Determine transportation choices and costs available to consumers.
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