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Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
1.) Determine types of advocate services available to individuals and families.

Examples: children, advisory councils, disability, senior adult, parental, spousal, family, consumer

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
2.) Evaluate contributions of policy makers that affect manufacturers' guidelines on advocacy.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
3.) Assess strategies that enable consumers to become advocates.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
4.) Analyze effects of protection laws for consumers in the marketplace.

Examples: Consumer Product Safety Commission (CPSC), National Safety Council (NSC)

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
5.) Critique educational and promotional materials used by consumer advocates.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
6.) Determine strategies to reduce the risk of consumer fraud in the marketplace.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
7.) Analyze investment strategies used by a personal financial planner.

•  Creating a retirement and an estate plan
•  Explaining benefits and risks of the stock market
Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
8.) Evaluate types of insurance available to individuals and families.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 3
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 3
9.) Explain how to maintain a good credit rating.

•  Identifying information needed for a credit report
•  Classifying the three main credit reporting agencies
•  Interpreting a credit score
•  Analyzing consequences of bad credit
•  Identifying ways to avoid identity theft
Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
10.) Determine types of deceptive and fraudulent practices associated with financial transactions, including pyramid schemers, medical fraud, deceptive infomercials, and Internet and telemarketing fraud.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
11.) Determine financial resources to meet needs and wants of individuals and families in the various stages of the life span.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 1
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 1
12.) Describe the use of technology in managing resources, purchasing products, and obtaining consumer information on goods and services.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
13.) Compare features of products to determine product effectiveness.

Examples: household products, vehicles, technological products, food

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
14.) Compare sales techniques used in marketing products.

•  Testing products to determine product effectiveness
Examples: stain removal products, paper products

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
15.) Apply statistical analysis to interpret, summarize, and analyze consumer data.

Examples: Statistical Analysis Software (SAS), Statistical Package for the Social Sciences (SPSS), Analysis of Variance (ANOVA), t-test

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
16.) Determine transactions and procedures used by real estate agents or brokers to provide services to consumers.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
17.) Determine procedures used to assess property value.

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
18.) Describe costs a homeowner incurs when purchasing or selling a home.

Examples: closing cost, property survey, insurance, escrow accounts, homeowner insurance, maintenance fees, property taxes, homeowner association fees

Human Services (2009)
Grade(s): 9 - 12
Consumer Services II
All Resources: 0
Learning Assets: 0
Lesson Plans: 0
Podcasts: 0
Web Resources: 0
19.) Determine transportation choices and costs available to consumers.

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